Privacy policy
Last updated: 29 October 2025
Introduction
At Spectra Financial Services Limited, your privacy matters to us. This Privacy Policy explains how we collect, use, and protect your personal information when you visit www.spectrafinancial.co.nz or engage our financial advice services.
We comply with the Privacy Act 2020 (New Zealand) and the Information Privacy Principles (IPPs).
Information We Collect
We may collect personal information when you:
Complete a contact form or subscribe to our updates
Request or receive financial advice
Interact with our website, including through cookies and analytics tools
The information we collect may include:
Your name and contact details
Financial or personal details relevant to the advice we provide
Technical information such as your browser type and IP address
How We Use Your Information
We use your personal information to:
Provide financial advice and related services
Communicate with you about your enquiries, appointments, or updates
Improve our website, client experience, and communications
Meet legal and regulatory obligations under New Zealand law
We will never sell or rent your information to third parties.
Sharing Your Information
We may share your information, where appropriate, with:
Professional partners or service providers involved in delivering our services
Compliance and auditing service providers
Secure technology platforms that support our business
All third-party providers are required to handle your data safely and in accordance with this Privacy Policy.
Cookies and website analytics
Our website may use cookies and analytics tools to understand visitor behaviour and improve functionality.
You can adjust your browser settings to disable cookies, although some parts of the site may not work as intended.
Data storage and security
We store information securely using encrypted and password-protected systems.
Spectra Financial Services takes reasonable steps to prevent loss, misuse, or unauthorised access to your personal data.
Accessing or correcting your information
You may request access to the personal information we hold about you, or ask us to correct it if it is inaccurate.
To make a request, please contact us using the details below.
Retention of information
We retain personal information only for as long as necessary to fulfil the purposes it was collected for, or as required by financial services law and record-keeping obligations.
Contact us
If you have any questions or concerns about this Privacy Policy, please contact:
Spectra Financial Services Limited
Email: info@spectrafinancial.co.nz
Location: Auckland, New Zealand
Website: www.spectrafinancial.co.nz