Personal

Financial planning for business owners, individuals and families.

Helping you see the full picture so you can steer your finances your way.

Book your free discovery meeting

Who we work with

We work with a broad range of individuals and families, with particular expertise in supporting people who own and operate a business they rely on for income.

Comprehensive financial planning becomes especially valuable as you approach key life milestones, such as:

  • Purchasing your first home

  • Marriage

  • Starting a family

  • Retirement

How we help

Everyone’s situation is different. These are the areas we can help you with:

  • We figure out what your short-and-long term financial goals and priorities are.

  • We will help you track and budget your income and expenses so that you have clarity and confidence in your financial decisions.

  • We will help you allocate your cash flow to cover expenses, repay debt and work towards your financial goals.

  • We will help you choose the right KiwiSaver fund to grow your retirement savings, with advice tailored to your goals, lifestyle and risk profile.

  • We will help you work towards an investment portfolio that aligns with your risk profile and wealth building goals.

  • We will help you develop a personalised retirement plan based on your goals and circumstances.

  • We will model your current and future financial situation to help you understand potential outcomes so you can make informed decisions.

  • We will find the right level of cover you. Recommended products could include life, trauma, income protection, and health insurance.

  • We will recommend suitable home loan products based on your borrowing needs, objectives, risk tolerance, and priorities.

How we work together

  • Financial plan

    For clients who want a complete review of their circumstances and finances, and who wish to receive a comprehensive financial plan.

  • Financial plan + coaching

    For clients who need support with budgeting and ongoing accountability.

    This service includes a financial plan upon completion.

    The program runs for 3 months, and if additional time is required beyond that period, further arrangements can be discussed.

  • Ad hoc services

    If you prefer to engage our services on a less structured, ad hoc basis, we offer hourly billing.

    However, for first-time clients, we recommend choosing our fixed-fee service.

  • Review services

    For clients who have previously used the financial plan service and would like a review to ensure the advice remains relevant and appropriate.

    This service is offered at a discounted rate from our standard hourly fee.

Book your free discovery meeting

Pricing

  • Financial plan

    Flat fee of $2,800 (including GST).

  • Financial plan + coaching

    3 month service costing $3,360 (including GST).

  • Ad hoc services

    $280 (including GST) per hour.

  • Review services

    $224 (including GST) per hour.

    20% discount off the standard hourly rate.

Why this works

We take an integrated approach that connects your personal goals with the realities of running a business.

  • Advice tailored to the unique cash flow, risks, and opportunities that come with business ownership.

  • Guidance through key life milestones and important decision making moments.

  • Ongoing support that adapts to the changes in your business and personal situation.

Our goal is to give you clarity and confidence, with a financial plan that supports the life you want to build.

Book your free discovery meeting