About us
Your finances are personal. So is our advice.
About Spectra
Spectra was created to help business owners gain clarity and confidence in both their business numbers and personal financial direction. We connect the two so your decisions support the lifestyle and future you want.
Business & personal expertise
We bring together business insight and personal financial planning: supporting you with budgeting, KiwiSaver, investing, insurance, mortgages, and more. By looking at your full financial picture, we help you understand where you stand and what’s possible.
Truly independent advice
We operate free from the conflicts of interest that are common in the financial services industry. Our only compensation comes from client fees - no commissions or hidden incentives. This ensures our guidance is fully transparent, unbiased, and always aligned with your best interests.
Values-led, holistic guidance
We take the time to uncover your goals and values, an important and often enlightening step, so your financial plan genuinely reflects what matters most to you and provides you with the confidence to live your best life.
Flexible, no lock-in services
No ongoing fees.
No long-term contracts.
Financial plans are a one-off cost, and everything else is charged hourly, giving you full control over how and when you work with us.
Our goal is simple: to bring clarity, confidence, and alignment to both your business and personal finances.
About Piet Witteveen
I’m the founder and adviser behind Spectra. As a licensed financial adviser with a background in accounting and commercial finance, I’ve spent my career helping people and businesses understand what their numbers really mean.
I started out in accounting and audit, then moved into commercial finance roles where I partnered with leadership teams, built budgets and forecasts, led analysts, and supported major projects like acquisitions, pricing decisions, and strategic planning. It gave me a deep understanding of how businesses actually run and what drives performance behind the scenes.
Later, I stepped into financial advice so I could work more closely with people. I’ve written individualised financial plans, supported clients with investing, KiwiSaver, budgeting, insurance, and helped them turn goals into clear steps they can follow.
All of that experience shapes the way I work today: I help business owners make sense of both sides of their financial world. The business decisions that drive results and the personal planning that builds long-term security. My goal is to give you clarity, confidence, and a plan that actually makes sense.
